Mortgage Advisor

NMLS# 293771

Mid Valley Financial Mid Valley Financial

Everyone has different reasons, needs, and goals when it comes to their home mortgage. Your mortgage should be structured to meet what is important to your family. I will develop a personalized Loan Strategy Report that gives you mortgage options looking at the impact each one has on your short-term and long-term needs.

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Prop 19

Published 3 months ago

Recent Listings

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Recent Reviews

Christopher H.

"Troy was helpful and was able to explain everything to me in terms that were easy to understand"


Ian M.

"Troy was excellent to work with and made it easy to refinance our home. He knew how to efficiently and quickly move the paperwork through and did a lot of leg work to make it trouble-free as possible. An ethical financial individual who works with you to achieve the best possible outcome and makes the whole financing process simple."



"From the very beginning Troy Root was simply outstanding. This was my first experience with Troy and his firm. He was timely, anticipated what questions that I would ask and had the answers and more importantly explained them in layman's language so I did not feel intimidated. I would certainly use Troy and the firm again and have recommended both to other friends that are going through the real estate cycle at this time. Job well done!!"



"Troy kept us up to date with each stage of the loan process. He was a wonderful consultant and extremely knowledgeable in the many different facets and option of which loans where the most favorable for us. We settled on a VA Loan, which closed in less time than was anticipated."



"Troy Root is the absolute BEST at what he does. He goes beyond the standards for helping his customers. He helped us sell our property in Oakhurst CA and the purchase of our new home in a new city. I can't imagine ever working with anyone except Troy. He truly loves his job and his clients. I recommend him to everyone I know."



"Very knowledgeable on the loan/refinance process and access to multiple lenders to shop for the best rate. Has software on his iPad so that he can input data and adjust proposals on the spot if necessary."


Michael D.

"I worked with Troy Root and he was AWESOME!!! He worked overtime helping me get from pre-approval through close in less than 4 weeks. I highly recommend him for his knowledge, his professionalism, and his temperament!!!"


Javier P.

"It was simple. Troy and his team were on top of it as they were very informative and helpful. Troy is quick to respond any questions during escrow and professional. I already referred friends, coworkers and family to Troy."


Jay P.

"Troy Root and his team at Mid Valley are professional and on top of it. Simple stress free process, very informative and always reachable, which is good because I had a million questions. I highly recommend Troy Root to get you into your new home."


Michael D.

"I worked with Troy from the end of July til early September, 2017. He helped me buy my first house in over 20 years from scratch. From "Hi Troy, this is Michael Davis", to close was just over 1 month. Troy was always on top of everything, and always more than willing to walk me through each step of the complicated loan process, explaining everything in a clear, easy to understand way. He stayed in daily touch with both the seller's and my real estate agents and had a good rapport with both so the whole thing went very smoothly. Troy gave great advice and his experience was invaluable! Thanks for making this major life change as stress free as possible Troy, you're the BEST!!!"


National Rate Averages

Conf. 30Y Fixed


FHA 30Y Fixed


Jumbo 30Y Fixed


Rate averages are calculated from actual locked rates. Learn more.

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Mid Valley Financial, CA BRE#01206057, NMLS ID#219418. Mid Valley Financial is an Equal Housing Lender. Products and services only available in California. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. Other restrictions and limitations apply. The content here does not substitute for professional legal, securities, tax or accounting advice. This is not a commitment to lend. Terms, conditions, and programs are subject to change without notice.

This is not a commitment to lend. Program restrictions apply. Mid Valley Financial offers many loan products. Mid Valley Financial headquartered at 7644 N. Palm Avenue Fresno, CA 93711. (559)432-8221 Company NMLS# 219418 ( Mid Valley Financial is licensed to conduct business in California via Department of Real Estate License#01206057.
This information is accurate as of April 1, 2021. © 2021 Mid Valley Financial All Rights Reserved.

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